Understanding Roof Warranties: What Homeowners Need to Know

Roof warranties offer homeowners peace of mind by protecting their investment. However, not all warranties are created equal, and understanding the specifics can help you make informed decisions. In this blog, Legacy Roofing and General Contracting breaks down the essentials of roof warranties, including what they cover, how to maintain coverage, and what to watch out for.

1. Types of Roof Warranties

There are three primary types of roof warranties, each offering different levels of protection.

Types Explained:

• Manufacturer Warranty: Covers defects in roofing materials.
• Workmanship Warranty: Covers installation errors by the contractor.
• Extended Warranty: Offers additional protection for both materials and labor.

Tip: Always ask for details on both material and workmanship coverage.

2. What’s Covered Under a Roof Warranty?

Warranties typically cover specific issues, but exclusions are common.

Common Coverage:

• Material defects, such as shingle delamination or cracking.
• Installation errors that result in leaks or other damage.

Exclusions:

• Damage from storms, improper maintenance, or DIY repairs.
• Wear and tear caused by aging or lack of ventilation.

Tip: Read the fine print to understand exactly what is and isn’t covered.

3. Duration of Roof Warranties

Roof warranties vary in length, depending on the type and quality of materials.

Typical Warranty Lengths:

• Asphalt shingles: 20-30 years.
• Metal roofs: 40-70 years.
• Extended warranties: Up to 50 years or more.

Tip: Choose warranties that align with the expected lifespan of your roofing material.

4. How to Maintain Warranty Coverage

Failing to meet warranty requirements can void your coverage.

Maintenance Requirements:

• Schedule regular roof inspections (typically every 1-2 years).
• Address minor repairs promptly to prevent further damage.

Tip: Keep detailed records of inspections and repairs to support warranty claims.

5. Transferability of Warranties

Some warranties can be transferred to a new homeowner, which can add value to your property.

Key Points:

• Manufacturer warranties are often transferable once.
• Workmanship warranties may depend on the contractor’s policies.

Tip: Confirm transfer terms if you plan to sell your home in the future.

6. Filing a Warranty Claim

Knowing the process for filing a claim can save time and frustration.

Steps to Follow:

• Document the damage with photos and detailed notes.
• Contact the warranty provider or contractor promptly.
• Provide proof of maintenance and installation details.

Tip: Act quickly to ensure your claim is processed within the warranty’s time frame.

7. Common Warranty Pitfalls

Understanding potential pitfalls can help you avoid losing coverage.

What to Avoid:

• DIY repairs that may void the warranty.
• Neglecting required maintenance or inspections.

Tip: Always use a licensed contractor for repairs and inspections.

8. Warranty vs. Insurance

Roof warranties and homeowners insurance serve different purposes but often work together.

Key Differences:

• Warranties cover defects and workmanship issues.
• Insurance covers damage caused by storms, fire, or other disasters.

Tip: Combine strong warranty coverage with comprehensive insurance for full protection.

9. Questions to Ask Your Contractor

Before signing a roofing contract, ask questions to clarify warranty details.

Examples:

• What is covered under the workmanship warranty?
• Are there additional fees for extended warranties?
• How long does the coverage last?

Tip: Get all warranty information in writing before starting the project.

10. The Value of Choosing a Reputable Contractor

A reliable contractor ensures proper installation, which is essential for warranty compliance.

Why It Matters:

• Incorrect installation can void manufacturer warranties.
• Reputable contractors offer clear and reliable workmanship warranties.

Tip: Choose contractors with strong reviews and a history of honoring warranties.

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